Introduction

Welcome to The Thinking Shelf by Penny Counts — a blog where personal finance, investing, and real-world insights are made simple and actionable. If you're someone who wants to grow financially and looking for clear and actionable ideas and a plan for a brighter future — you’re in the right place.

About The Thinking Shelf

Welcome to The Thinking Shelf by Penny Counts — a curated space where personal finance, investing, and real-world thinking meet clarity and purpose.

I'm Anurag, a finance enthusiast and career banker with over 18 years in the financial services industry. My mission is simple: to make money talk simple, relatable, and actionable. I created this platform to demystify finance, promote thoughtful living, and help others make better money decisions. I share practical tips on saving, investing, and building wealth—without the jargon or fluff. Whether you're paying off debt, navigating financial goals, or planning for retirement, there's something here for you.

Here, you'll find blogs on:

  • Building long-term wealth
  • Understanding personal finance and investing
  • Insights on financial history, real-life events, and more

This isn’t just another finance blog. It’s a thinking person’s shelf — a place to explore ideas that help you live better, think sharper, and grow smarter.

Thank you for being here. Let’s grow together.

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